Academy for Nursing and Health Occupations

Financial Aid

Financial Aid is available for those who qualify. The Free Application for Federal Student Aid (FAFSA) is the first step in applying for financial aid. You only need to complete one FAFSA per award year. Be sure to follow all instructions carefully as filling out this form correctly the first time will speed up the financial aid process. You may complete your FAFSA on the web (www.studentaid.gov). For assistance with financial aid, please see a Financial Aid Representative Monday – Thursday 7:30 am – 6:00 pm.

FINANCIAL AID INFORMATION AND PACKAGING POLICY

Financial aid applicants at ANHO are processed using the eligibility criteria established by the US Department of Education (ED). Financial assistance is awarded based on federal and institutional eligibility requirements. ANHO’s financial aid staff have developed a packaging policy to ensure consistent, equitable, and fair distribution of financial aid funds.

Students must meet the general student eligibility requirements:
1. Demonstrate financial need
2. Have a high school diploma, GED or recognized equivalent
3. Be enrolled in an eligible program of study
4. Be a US Citizen or eligible non citizen
5. Maintain Satisfactory Academic Progress (SAP) as determined by ANHO’s published SAP policy.
6. Meet all other federal eligibility requirements established by the U.S. Department of Education.
Note: Federal student aid eligibility requirements are subject to change based on federal laws and regulations. Students are encouraged to review the most current information available from the U.S. Department of Education at StudentAid.gov.
ANHO Participates in the Federal Pell Grant Program and Direct Loan (DL) Programs
1. A.The Federal Pell Grant is a grant and does not need to be paid back if eligibility requirements are met. Pell Grant eligibility is determined by federal law using information submitted on the Free Application for Federal Student Aid (FAFSA) and other eligibility criteria established by the U.S. Department of Education. All students are encouraged to complete the FAFSA online at StudentAid.gov as early as possible each award year.
2. Federal Direct Loans are available to eligible students who meet federal borrowing requirements. Students receiving Federal Direct Loans must complete Entrance Counseling and a Master Promissory Note (MPN) before loan funds may be disbursed. Exit Counseling is required when a student graduates, withdraws, or drops below half-time enrollment. Federal loan eligibility, annual loan limits, enrollment requirements, and borrowing restrictions are determined under applicable federal law and regulations.
3. The Financial Aid staff must review Office reviews the National Student Loan Data System (NSLDS) and/or other applicable federal systems and the Common Origination and Disbursement (COD) System prior to awarding or disbursing federal student aid.
ANHO is approved to participate in eligible State of Florida financial aid programs, including the Florida Bright Futures Scholarship Program and Florida Student Assistance Grant (FSAG). Eligibility is determined in accordance with applicable State of Florida requirements.
ANHO accepts CareerSource Palm Beach County Individual Training Account (ITA) vouchers, as well as CareerSource Palm Beach County Youth Program funding, when available and approved.
ANHO accepts veterans’ educational benefits under the GI Billreg; for eligible veterans. More information at VA.gov.
1. For Post-9/11 GI Bill® (Chapter 33) students and Veteran Readiness and Employment (VR&E) (Chapter 31) students, ANHO complies with 38 U.S.C. § 3679(e). Eligible students will not be charged, denied access to classes, or otherwise penalized because of delays in VA tuition and fee payments while certification is pending.
  
  For eligibility consideration:
  - Post-9/11 GI Bill® students must submit a Certificate of Eligibility (COE) or other acceptable documentation of eligibility.
  - Veteran Readiness and Employment (Chapter 31) students must provide VA Form 28-1905 or other authorization from their VA counselor.
2. GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at www.va.gov/education

ANHO utilizes standard budgets that represent a cost of attendance which includes the student’s:
1. Tuition and fees
2. Books and supplies
3. Room and board
1. Personal expenses
2. Transportation costs
3. Loan fees (if applicable)
A student’s financial need is determined by the following formula:
1. Cost of attendance (COA)
  (minus student aid index (SAI) from ISIR/SAR)
  (minus other Financial Aid (OFA)
  = Financial Need
Estimated Financial Aid
1. Pell Grant
  1. Eligibility is determined by the students’ Student Aid Index (SAI) and other federal eligibility requirements.
2. CareerSource Palm Beach County Scholarship / Vouchers
  1. Award amounts vary based upon program eligibility and available funding
3. State Aid
  1. Award amounts are determined by the State of Florida
4. William D. Ford Federal Direct Loans
  Federal Direct Loan eligibility and annual borrowing limits are established by federal law and may change.
  
  Loan eligibility is determined based on factors including, but not limited to: Loan eligibility is determined based on factors including, but not limited to:
  - Dependency status
  - Grade level
  - Enrollment status
  - Annual and aggregate loan limits
  - Prior federal borrowing
  - Remaining eligibility under federal annual loan limits
  - Other applicable federal regulations
  Students are encouraged to contact the Financial Aid Office regarding current annual loan limits applicable to their individual circumstances.
5. Private Pay
  1. The Financial Aid Office will determine the student's estimated balance, if any, after all eligible financial aid has been applied. Students are responsible for any remaining balance prior to or during enrollment in accordance with ANHO's payment policies.
Federal Direct Loan eligibility is subject to annual and aggregate loan limits established by federal law. Total financial assistance, including Direct Loans, may not exceed the student's Cost of Attendance (COA) after considering all other applicable financial assistance and federal eligibility requirements.
The William D. Ford Federal Direct Loan Program includes:
- Direct Subsidized Loans
- Direct Unsubsidized Loans
- Direct PLUS Loans for eligible parents of dependent undergraduate students
Direct Subsidized Loan eligibility is based on demonstrated financial need and is determined in accordance with applicable federal statutes and regulations. Eligibility is calculated using the student's Cost of Attendance (COA), Student Aid Index (SAI), other financial assistance, annual loan limits, and other federal eligibility requirements.
Direct Unsubsidized Loans are not based on financial need. Direct PLUS Loans are available to eligible parents of dependent undergraduate students who meet federal eligibility and credit requirements. Eligibility is determined in accordance with applicable federal laws and regulations.
Once a student's eligibility is determined, the student's financial aid is processed through ANHO's authorized third-party servicer and an award letter or electronic award notification is generated. Students will be notified of the financial aid programs for which they are eligible.
The Financial Aid Office, in conjunction with the institution's authorized third-party servicer, is responsible for processing federal student aid in accordance with applicable federal regulations.
Title IV, Higher Education Act (HEA) Credit Balances (34 CFR 668.164(h))
A Title IV, Higher Education Act (HEA) credit balance occurs whenever the amount of Title IV, HEA program funds credited to a student's account exceeds the amount assessed for allowable institutional charges for the applicable payment period. A Title IV, HEA credit balance will be refunded directly to the student or parent borrower, as applicable, as soon as possible, but no later than fourteen (14) calendar days after the credit balance is created, unless the student or parent provides written authorization permitting ANHO to hold the funds. If such authorization is provided, Pell Grant funds may be held until the end of the payment period, and Direct Loan funds may be held until the end of the applicable loan period, in accordance with federal regulations.
For all non-Title IV credit balances, refunds will be governed by the applicable funding source or institutional policy. If a credit balance results from payments made directly by the student toward tuition and fees, the credit balance will be refunded to the student within thirty (30) calendar days after the credit balance is created, unless otherwise required by law or written agreement.

The Financial Aid Office is open 7:30 - 6:00 p.m. Monday – Thursday.

Further information regarding federal student aid, including eligibility requirements, the selection of recipients, determination of financial need, award amounts, disbursement procedures, and loan repayment responsibilities, is available at StudentAid.gov.

Academic Year Definition: Health Occupations=900 Clock Hrs. / Practical Nursing and Associate of Applied Science Degree Students=32 Wks and a minimum of 24 Semester Credit Hours.
Full-time students enrolled in non-degree programs must attend a minimum of 24 clock hours per week. Full-time students enrolled in degree programs must successfully complete a minimum of 66.67% of all attempted credit hours each semester in accordance with the institution's Satisfactory Academic Progress (SAP) Policy.Information regarding student financial aid programs and assistance may be obtained by contacting the Financial Aid Office through ANHO's main telephone number.

For those students who do not hold a GED or High School Diploma, GED Courses are available at:

Adult Education Center
2161 N. Military Trail
West Palm Beach, FL 33415
561-640-5074

And

Palm Beach County School District
3300 Forest Hill Blvd.
West Palm Beach, FL 33409
561-434-8000

. Federal Student Aid Ombudsman Group
The Federal Student Aid Ombudsman Group assists borrowers in resolving disputes related to federal student loans. The Ombudsman Group may be contacted at:

Website: studentaid.gov/feedback-ombudsman/disputes/prepare
Telephone: 1-877-557-2575
Fax: 606-396-4821
Mail:

FSA Ombudsman Group
P.O. Box 1854
Monticello, KY 42633